Sunday 17 June 2012

64) General Knowledge Questions for Bank Exams

This section consists of basic 15 general knowledge questions for bank examinations.




1. ASHA is a government of India Scheme related to which among the following Flagship Programmes?

[A]Mahatma Gandhi National Rural Employment Guarantee Scheme
[B]National Rural Health Mission
[C]Integrated Child Development Services Scheme
[D]Bharat Nirman



2. Consider the following:

1. Central Government
2. State Governments
3. Public Banks
4. Private Banks
5. General Public

Who among the above can borrow from RBI?

[A]1 2
[B]1 2 3
[C]1 2 3 4
[D]1 2 3 4 5



3. In which year, India launched it Look East Policy?

[A]1986
[B]1992
[C]1993
[D]1995



4. Which among the following is NOT a function of commercial bank in India?

[A]Selling National Saving Certificates
[B]Purchasing Corporate Bonds
[C]Operations in Call Money Market
[D]Providing No-frill Services



5. Which among the following does not partner in Bharat Nirman?

[A]Government of India
[B]State Governments
[C]Panchayati Raj Institutions
[D]Private Entrepreneurs





6. Department of disinvestment comes under which among the following ministries?

[A]Ministry of Finance
[B]Ministry of Commerce & Industries
[C]Ministry of Programme Implementation
[D]Ministry of Corporate Affairs



7. Which among the following are the two states of India, where Thorium is found in good quantities?

[A]Kerala & Andhra Pradesh
[B]Kerala & Tamil Nadu
[C]Rajasthan and Kerala
[D]Kerala & Odisha



8. What is the interest rate on Savings Accounts in India at present?

[A]3.00%
[B]3.25%
[C]3.50%
[D]4.00%



9. Consider the following:

1. Individual money lenders
2. Cooperative Banks
3. Primary Agri-Credit Societies

Which among the above are parts of Indian Money Market?

[A]None of them
[B]Only 2
[C]Only 2 & 3
[D]All of them



10. Which among the following is used by Reserve Bank of India for "sterilization of the Capital Inflows" ?

[A]Base Rate System
[B]CRAR Obligations
[C]Open Market Operations
[D]Credit Authorization Scheme





11. Asset Reconstruction Company of India (ARCIL) has been launched to deal primarily with ____?

[A]Infrastructure Lending
[B]Asset Planning
[C]Non-performing Assets
[D]Credit Rating



12. Which among the following is NOT a must condition for a Scheduled Commercial Bank in India?

[A]It should be in the second schedule of RBI act 1934
[B]Its Paid Up Capital should be at least Rs. 1 Crore
[C]It must deposit with RBI as per the CRR
[D]It must have facilities of a clearing house



13. The nationalization of Banks in India took place in 1969 by ____?

[A]An Act of Parliament of India
[B]An Ordinance Promulgated by President of India
[C]An amendment of Constitution of India
[D]A Notification by Government of India



 14. The Industrial Finance Corporation of India is a subsidiary of which among the following banks?

[A]RBI
[B]IDBI
[C]ICICI
[D]NABARD



15. National Equity Fund is managed by which among the following?

[A]RBI
[B]SIDBI
[C]IDBI
[D]NABARD